Louisiana P&C Adjuster Practice Exam 2026 – All-in-One Test Prep

The statement regarding litigation that is false is that the defendant is usually a third party in liability claims. In most cases, the defendant is the individual or entity that is alleged to have caused harm or injury to the plaintiff. In liability claims, the defendant typically refers to the party directly responsible for the event leading to the lawsuit.

While there may be situations where third parties are involved—such as in cases with multiple defendants or claims involving vicarious liability—it is not accurate to assert that the defendant is usually a third party. Defendants are often the primary party being sued, rather than being a secondary or tertiary party in the context of liability claims.

The other statements accurately reflect key principles of litigation. The plaintiff indeed initiates the lawsuit, asserting their claims against the defendant. Additionally, lawsuits must adhere to statutes of limitations, requiring them to be filed within a specified time frame to be considered valid. Lastly, the legal process mandates that evidence is presented in court to support the claims made by the plaintiff, corroborating their assertions against the defendant.